Income/Employment Requirements:

• Must provide 1 year of verifiable income, including the 3 most recent pay stubs.

• Employment must be verified.

• Gross monthly income must be at least 3 times the rent or lease amount.

• Self-employed individuals must provide last year’s filed tax records and the 3 most recent bank statements.

• If a co-signer is required, the co-signer’s income must be greater than 4 times the rent or lease amount.

• Acceptable sources of income include bank statements, alimony, child support, trust funds, social security, welfare, and grants.

Credit/Rental History/Other Requirements:

• Credit history must be satisfactory, with no bankruptcies within the past 12 months, no utilities in collections, and no late payments in the past 6 months.

• No evictions in the past 7 years.

• No outstanding or unresolved housing-related collections or judgments.

• Positive rental verification for the past 6 months is required.

• Students may have a co-signer if necessary due to income requirements.

• Homeownership history will be verified through mortgage payment records.

• All applicants will be required to present valid identification and proof of their legal presence in the United States.
• No criminal background.